My Truck was repo'ed and we worked out a payment plan for $75 a month at 0% interest on a $2,500 balance. They are still going through with a judgment on 11/06 and seeking 25% wage garnishment that they say they will not enforce if i make the payments. Should I show up to court and try to win this? Do I even have a chance? Being in the car business our checks have went down to minimum wage which lead me to giving the truck back and I have check stubs to prove that. Any advice would be helpful. Thank you, David.